1. Introduction
Household OS ("we", "us", or "our"), operated by As You Need LLC, respects your privacy and is committed to protecting the personal data collected through our applications and website (https://householdproductivity.com). This Privacy Policy explains how we collect, use, and safeguard your information.
2. Mobile Information Disclosure & SMS Privacy Policy (A2P Compliance)
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you explicitly opt in to receive SMS text messages or WhatsApp notifications from Household OS, your phone number is used strictly to deliver requested account notifications, daily schedule digests, and operational follow-ups. You can opt out at any time by replying STOP to any text message or updating your messaging preferences in your account settings.
3. Information We Collect
We collect information you provide directly to us when registering an account, setting up household profiles, or connecting calendar and financial tools. This may include your name, email address, phone number, and household schedule details.
- Account information you provide (name, email, household membership)
- Financial account data you authorize through Plaid Link, such as balances, transactions, identity fields, investments, liabilities, and ACH account details
- Product usage data needed to operate and secure the service
4. How We Use Your Information
We use your information solely to deliver household productivity tools, coordinate family calendars, process requested notifications, and maintain account security. We do not sell user data to third-party ad networks.
5. How we use Plaid data
We use Plaid-derived data only to provide household finance features you request — for example ledger views, budgeting context, and account summaries inside your household. We do not sell Plaid consumer data. Access tokens that allow us to retrieve Plaid data are stored server-side, associated with the user who linked the account, and are never exposed to other household members through the client API.
You may disconnect a linked institution at any time from Finance → Ledger. Disconnecting calls Plaid /item/remove and deletes Plaid-derived data we store for that Item.
6. Your choices and consent
Before opening Plaid Link, we present a connection notice and ask you to confirm that you agree to this Privacy Policy and Plaid's End User Privacy Policy.
7. Data retention
We retain Plaid-derived consumer data only while you maintain an active link or while we have a legitimate business need to provide the feature. When you disconnect, when you are removed from a household, or when Plaid notifies us that access was revoked, we delete the associated consumer data from our systems.
8. Contact Us
If you have questions regarding this Privacy Policy or your personal data, please contact us at:
Household OS · As You Need LLC
Email: support@asyouneedllc.com
Website: https://householdproductivity.com